Last updated: August 2, 2026
These Terms of Service (“Terms”) govern your access to and use of innovationstratwealth.com and the client portal operated by InnovationStrat Wealth, LLC and InnovationStrat Consulting (collectively, “we,” “us,” or the “Firm”). By accessing the site you agree to these Terms. If you do not agree, do not use the site.
Use of this website does not create an investment advisory, fiduciary, attorney-client, or accountant-client relationship. An advisory relationship is created only by a separate written agreement signed by both parties, and only after the Firm is registered as an investment adviser. Content is general information, not personalized advice.
You must be at least 18 years old and legally able to enter into contracts. If you create a client-portal account, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. You agree to provide true, accurate, current, and complete information and to keep it updated. Notify us immediately of unauthorized use at security@innovationstratwealth.com.
You agree not to: (a) use the site for unlawful purposes; (b) attempt to gain unauthorized access to any system, account, or data; (c) probe, scan, or test the vulnerability of the site except as expressly invited; (d) interfere with or disrupt the integrity or performance of the site; (e) scrape, harvest, or use automated means to extract data except as permitted by our robots directives; (f) reverse engineer or attempt to derive source code; or (g) upload malicious code or content that infringes the rights of others.
Calculators, models, and analytics offered on the site are illustrative and hypothetical. Outputs depend entirely on the assumptions and inputs supplied and do not account for all costs, taxes, liquidity, or risks. They are not recommendations, and no result should be relied upon as a prediction of actual outcomes.
Portions of the site and portal may use artificial-intelligence systems, including third-party large language models, to summarize information, draft documents, or answer questions. AI-assisted output may be incomplete or incorrect and is reviewed by a human before it is relied upon for any advisory purpose. AI features are expressly prohibited from placing trades, moving funds, or executing transactions, and do not provide legal or tax advice. Do not submit information to AI features that you do not want processed by a third-party model provider. Where AI features are made available to clients, participation is optional and governed by the applicable client agreement.
The site and its content — text, research, models, graphics, logos, and software — are owned by the Firm or its licensors and protected by intellectual-property laws. You may view and print content for personal, non-commercial use. All other use, including reproduction, distribution, modification, and creation of derivative works, requires prior written permission.
The site integrates third-party services for account aggregation, scheduling, payments, e-signature, and analytics. Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party acts or omissions.
The site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy, and uninterrupted or error-free operation.
To the maximum extent permitted by law, the firm will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, or goodwill, arising out of your use of the site. Nothing in these terms limits any liability that cannot be limited under applicable law, and nothing herein constitutes a waiver of any right you may have under federal or state securities laws.
You agree to indemnify and hold harmless the Firm and its members, officers, and agents from claims, damages, and expenses arising from your breach of these Terms or misuse of the site.
By using the site or creating a portal account, you consent to receive communications, notices, and disclosures from us electronically, including by email and by posting to the portal. You may withdraw consent to electronic delivery at any time by contacting us, in which case we will provide documents by mail. To access electronic documents you need an internet connection, a current browser, and the ability to read PDF files.
We do not operate a paid bug-bounty program. Any vulnerability report you voluntarily submit is subject to these Terms, and you should not expect payment or compensation of any kind. Please report responsibly to security@innovationstratwealth.com.
These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-laws rules. Disputes arising from your use of the website will be brought in the state or federal courts located in Illinois, and you consent to their jurisdiction. Any dispute arising under a separate written client agreement is governed by the dispute-resolution provisions of that agreement. Nothing in these Terms requires you to waive any right of action you may have under federal or state securities laws.
We may modify these Terms at any time by posting an updated version with a revised “last updated” date. Continued use after posting constitutes acceptance. Material changes affecting client services will additionally be communicated directly.