Advisory Disclosures

Adviser status

InnovationStrat Wealth, LLC is an Illinois limited liability company. It is not currently registered as an investment adviser with the Illinois Securities Department, with the U.S. Securities and Exchange Commission, or with any other securities regulator, and it does not currently provide investment advisory services or accept advisory clients. Nothing on this website is an offer to provide advisory services, a solicitation to become a client, or personalized investment advice. Materials here are published for general educational and informational purposes only. Any future advisory services will be offered only after registration is granted and only pursuant to a written advisory agreement.

Regulatory filings

No Form ADV is on file yet, because the advisory entity is not yet registered. Once registration is granted, this page will link the firm's Form ADV Parts 1 and 2A directly on the SEC's Investment Adviser Public Disclosure site (adviserinfo.sec.gov), so the version you see is always the current filed one. Form ADV Part 2B will be delivered with the brochure at or before execution of any advisory agreement.

Form CRS is an SEC form required of SEC-registered advisers and broker-dealers. A state-registered adviser does not file one, and we will not publish a Form CRS unless and until the firm becomes SEC-registered.

Fiduciary standard

When the firm serves advisory clients it will act as a fiduciary under the Investment Advisers Act of 1940: placing client interests ahead of its own, disclosing material conflicts of interest, seeking best execution, and providing advice suitable to the client's stated objectives and circumstances.

Marketing Rule — Rule 206(4)-1

This website, the firm's research and blog content, its interactive tools, and its social-media presence constitute advertising under the SEC Marketing Rule and the parallel Illinois rules. The firm's policy is that:

• No content presents a testimonial or endorsement unless it is labeled as such and carries the required disclosures — client status, whether compensation was paid, and any material conflict.
• No content presents actual or hypothetical performance unless it is accompanied by the time period, methodology, fee treatment, and material risks and limitations relevant to that presentation.
• No third-party rating is displayed without its date, the identity of the rater, the criteria used, and a statement of whether compensation was provided.
• Calculators and models on this site produce hypothetical, illustrative output only, driven entirely by the assumptions you supply.

Hypothetical and backtested performance policy

The firm develops quantitative research, including backtests and simulations. Under the Marketing Rule, backtested and model results are hypothetical performance, and the firm's written policy is that such results may be presented in marketing only when all of the following hold:

• The presentation is directed to an audience with the financial expertise and resources to evaluate it, and the firm has a reasonable basis for believing the audience can do so.
• Results are shown net of the fees and transaction costs that would have applied, with the assumptions used to model those costs disclosed.
• The criteria used to construct the model, the role of hindsight in its selection, the data sources, the exact time period, and any material limitation are disclosed alongside the figures.
• It is stated plainly that hypothetical results do not reflect actual trading, that no client achieved them, and that actual results would differ.
• Underlying data and calculations are retained in the firm's books and records to support the presentation.

Where these conditions are not met, model output is presented only as methodology or illustration, without performance figures. Nothing on this website should be read as a representation of returns achieved for any client.

Advisory versus consulting engagements

InnovationStrat Wealth, LLC is the advisory entity. InnovationStrat Consulting, LLC provides operational and strategic consulting — healthcare practice operations, family-office operations, and related work. Consulting services are not investment advisory services, do not create an advisory relationship, and are compensated separately. Where a client engages both, the dual relationship and fee arrangement are documented in writing and will be disclosed in Form ADV Part 2A.

Conflicts of interest

The principal maintains outside business activities, including the consulting practice, proprietary trading in personal accounts, and technology ventures. These create potential conflicts — for example, an incentive to recommend an affiliated consulting engagement, or personal trading in securities also held by clients. The firm's Code of Ethics addresses personal-trading pre-clearance and reporting, and all material conflicts will be disclosed in Form ADV Part 2A and in writing before any engagement.

Compensation and promoters

The firm does not currently compensate any person for client referrals or endorsements. If it does so in the future, the arrangement will be governed by a written agreement and disclosed to affected clients at or before the time of engagement, as the Marketing Rule requires.

Questions

Questions may be directed to our legal contact form · Complaints regarding investment advisers may be directed to the Illinois Securities Department, 421 East Capitol Avenue, Springfield, IL 62701 · (217) 782-2256.